人寿储蓄保险扣税
lvxiang121 • • 76 次浏览想问下大家,买了一份人寿储蓄,一年接近14K,之前不知道可以扣税,现在咨询保险中介,说一年最多可以扣5000的税,是吗?人寿保险扣税有额度吗?前几年没报扣税,可以写信给IRAS说明情况,退回之前少扣的部分吗?
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#1
IRAS网站上都有Qualifying For Relief
Qualifying for relief
To claim Life Insurance Relief for the Year of Assessment (YA) 2024, you must satisfy all these conditions:
You paid insurance premiums on your own life insurance policy*.
The insurance company must have an office or branch in Singapore^ if your policies are taken on or after 10 August 1973.
The total CPF contribution for the following was less than $5,000 in the year preceding the YA#:
a. Compulsory employee’s CPF contribution;
b. Compulsory MediSave/ voluntary CPF contribution as a self-employed individual. -
#2
如果是自雇人士没有公司帮忙交cpf,就可以扣$5000。不然就沒得扣https://www.iras.gov.sg/taxes/individual-income-tax/basics-of-individual-income-tax/tax-reliefs-rebates-and-deductions/tax-reliefs/life-insurance-relief
纳税年度之前的一年中,以下项目的公积金缴款总额低于 5,000元:
A。强制雇员缴纳公积金;
b.作为自营职业者的强制性医疗储蓄/自愿公积金缴款。
The total CPF contribution for the following was less than $5,000 in the year preceding the YA#:
a. Compulsory employee’s CPF contribution;
b. Compulsory MediSave/ voluntary CPF contribution as a self-employed individual. -
lvxiang121 楼主#3
谢谢!照这意思如果是工作人士,人寿保险就没得扣税了
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lvxiang121 楼主#4
好的那没啥意思,工作人士CPF总额度基本都超5000了